Clients Update! See who we work with...

Corporate Clients:

• Lyon Communities
• Morgan Stanley Smith Barney
• Bank of America
• American Envoy
• Weitz & Luxenberg P.C. 
• Feldman & Roback, Attorneys at Law
• Fidelity National Tittle Group
• Equifax Setlement Services
• Poneer Mortgage Funding

Other Clients:

• Private Investigators
• Independent Lawyers
• Business Owners
• General Public

We made it to the NNA Magazine!

The National Notary Association (NNA) Magazine is out on the shelves and we are there! Read about our business at: 
https://cdn.nationalnotary.org/reference_material_and_publications/The_National_Notary/012013mag.pdf

Todo aquel que necesite traducción comuníquese con nosotros y con mucho gusto leasistimos.

NSA

Notary signing agents are in much needs nowadays. Closing agents and lenders we are here to make your life and you client's life much easier. Contacting and booking Notary @ Your Door, Making Life Simple, will create a smooth signing process in which your client will feel reassured and confident about the decision they had made. Our prices are very affordable for the service we provide. 

Full Compliance Deadline For U.S. Mortgage Settlement

All five major lenders involved in the National Mortgage Settlement now must be in full compliance with the agreement’s rules to prevent “robo-signing”— the widespread improper notarization and document signing abuses that caused the national foreclosure crisis — and more banks are negotiating settlements to resolve claims of wrongdoing.

As part of the settlement with federal officials and state Attorneys General, the five lenders agreed to major reforms in how mortgage loans are serviced, such as allowing borrowers to see all loan documents to make sure a potential foreclosure is legal, and giving borrowers the opportunity to modify loans before facing foreclosure. Mortgage servicers and their third party vendors must also now keep a record of foreclosure-related notarial acts.

Along with these new requirements, Notary Signing Agents are also beginning to see a new form used at closings to record and track notarization information in addition to standard journal entries. Officials are also working on similar agreements with regional banks to reform their practices and comply with the new foreclosure standards.

As part of the settlement with federal officials and state Attorneys General, the five lenders agreed to major reforms in how mortgage loans are serviced, such as allowing borrowers to see all loan documents to make sure a potential foreclosure is legal, and giving borrowers the opportunity to modify loans before facing foreclosure. Mortgage servicers and their third party vendors must also now keep a record of foreclosure-related notarial acts.Along with these new requirements, Notary Signing Agents are also beginning to see a new form used at closings to record and track notarization information in addition to standard journal entries. Officials are also working on similar agreements withregional banks to reform their practices and comply with the new foreclosure standards.

Additional information on the terms of the settlement is available at the National Mortgage Settlement official site. Members of our Notary Signing Agent Section are invited to discuss loan document issues and concerns at the Section LinkedIn discussion group.All five major lenders involved in the National Mortgage Settlement now must be in full compliance with the agreement’s rules to prevent “robo-signing”— the widespread improper notarization and document signing abuses that caused the national foreclosure crisis — and more banks are negotiating settlements to resolve claims of wrongdoing.

As part of the settlement with federal officials and state Attorneys General, the five lenders agreed to major reforms in how mortgage loans are serviced, such as allowing borrowers to see all loan documents to make sure a potential foreclosure is legal, and giving borrowers the opportunity to modify loans before facing foreclosure. Mortgage servicers and their third party vendors must also now keep a record of foreclosure-related notarial acts.

Along with these new requirements, Notary Signing Agents are also beginning to see a new form used at closings to record and track notarization information in addition to standard journal entries. Officials are also working on similar agreements withregional banks to reform their practices and comply with the new foreclosure standards.

Additional information on the terms of the settlement is available at the National Mortgage Settlement official site. Members of our Notary Signing Agent Section are invited to discuss loan document issues and concerns at the Section LinkedIn discussion group.

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All five major lenders involved in the National Mortgage Settlement now must be in full compliance with the agreement’s rules to prevent “robo signing”— the widespread improper notarization and document signing abuses that caused the national foreclosure crisis — and more banks are negotiating settlements to resolve claims oAs part of the settlement with federal officials and state Attorneys General, the five lenders agreed to major reforms in how mortgage loans are serviced, such as allowing borrowers to see all loan documents to make sure a potential foreclosure is legal, and giving borrowers the opportunity to modify loans before facing foreclosure. Mortgage servicers and their third party vendors must also now keep a record of foreclosure-related notarial act

Hotline Tip: How Do I Notarize For A Prison Inmate?

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October 25, 2012

I have been asked to notarize a marriage license, but the groom is currently incarcerated and can not appear before me. The clerk will not issue the license unless the bride is able to produce proper government identification with the groom’s picture, date of birth, and proper ID number. However, the groom has no driver’s license or passport. What can I do in this situation? – J.M . Lake Elsinore, CA

Notarizing a document for a prisoner can be a challenge. Typically, the prisoner’s ID is confiscated at the time of arrest. Therefore, it can be very difficult to identify the inmate. The only inmate ID card that is acceptable is the one that is issued by the Department of Corrections, but only for people who are in custody.

If your state allows it, the only option may be to use two credible identifying witnesses, or two people who personally know the inmate and who could vouch for his identity. However, some prison facilities will not allow credible witnesses to enter certain premises, including the same section the prisoner is. It may be a wise idea to contact the prison facility to see if there are any restrictions before you travel to the area.

To find out more about using credible witnesses, you can check out this Bulletin archive, or access the NNA’s recent webinar, “How to Use Credible Witnesses.”

Hotline answers are based on the laws in the state where the question originated and may not reflect the laws of other states. If in doubt, always refer to your own state statutes. — The Editors

Confronted with a tricky notarization? Unsure how to proceed? NNA members have unlimited access to our expertly trained Notary Hotline counselors to help you with all of your notarial questions. Call  (888) 876-0827, Monday through Friday, 5 a.m. to 7 p.m. PST; Saturday, 5 a.m. to 5 p.m. PST

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More Best Practices

• Hotline Tip: Can I Accept An Immigrant's License As ID?
• Hotline Tip: How Do I Notarize For A Prison Inmate?
• Hotline Tip: Are Laminated Licenses A Valid Form Of ID?
• Hotline Tip: What Information Goes In The 'By' Space On A Certificate?

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Identity Thieves Target Mobile Devices Share on facebookShare on twitterShare on linkedinMore Sharing ServicesShare on rssSeptember 6, 2012

With tens of millions of people now conducting business via mobile devices, identity thieves have turned to hacking smartphones to steal consumers’ personal information, according to government and industry experts.

The threat has become so pressing that the Federal Trade Commission recently published a Protecting Personal Information brochure, and the FBI has posted a list of Mobile Networking Threats and recommendations for avoiding them.

Even individuals who do not store personal data on their smartphone can be at risk if they are linked to an iPad, laptop or PC, according to experts, because an ID thief may be able to access everything mobile users have stored online or in the cloud, including business documents or a client database.

A few simple precautions can help safeguard you and your clients while still benefiting from the speed and convenience of mobile technology:

• All passwords should be a combination of upper and lower case letters and numbers; don’t use birthdays, anniversary dates or a pet’s name.
• Don’t share user names or passwords with anyone; and regularly monitor data movement on all bank and credit accounts.
• Keep your mobile devices locked when not in use.

Above all, do not leave mobile devices unattended in any public place or in a vehicle. It just takes a few seconds for a thief to seize that opportunity.